Have you ever considered the process or how you can successfully remove Regional Acceptance from Credit Report? Well look no further as we shall be showing you how to go about it.
In this article, we shall be talking about what Regional Acceptance is all about from a general view or perspective looking at the reviews and other issues surrounding it.
Then, we shall be looking at other issues that arise from the removal of Regional acceptance from your credit report. We shall be looking at the possible consequences that would come with this, and the implications.
Hence, to get a better view of everything we are going to be looking into or discussing today, kindly sit back and read through the article as we take you through the lane of Regional Acceptance.
What is Regional Acceptance?
Before we go ahead to look at the way of removing Regional acceptance from your credit report, it is important that we discuss what the label is all about and other topics under it.
Popular known as Regional Acceptance Corporation (RAC), the body is quite popular and most people have come to make great financial decisions after crossing path with them in one way or another.
The body is in the business of rendering financial aid or retrieving financial obligations that you may have committed to. In other words, they are a system of sophisticated debt collectors.
With there headquarters being situated at Greenville, North Carolina, they have their tentacles spread far and wide, as people from outside that region have all sough out the services of the corporation.
It works in such a way as a body being hired by an individual to collect a financial obligation that is being owed to that individual by the person who they wish to collect the debt from.
To effectively do this job, they will have to be listed under your credit report as a collections account, signifying their presence there as merely debt collectors until you fulfil this obligation.
The next thought on your mind would be “I do not want them here, so let me just pay up and have them leave”. However, fulfilling this financial obligation comes with a price, to your own detriment.
Firstly, they would remain on your credit report for about 7 years. This is the same situation whether you pay your debt or not. Secondly, paying the debt will also reduce your credit score, which is bad for you too.
Nevertheless, you can actually take a bold step and save your credit report, by having them removed from your report, before the 7 year period. What’s more? You may not even have to pay your debt so quickly.
In the subsequent paragraphs, we shall be showing you how you can possibly remove them from your credit report, and not fulfil your financial obligation to save your report.
Check out how you can remove Regional Acceptance from Credit Report
To successfully remove the Regional Acceptance from your Credit Report, kindly see the following solutions that would be stated shortly, and take the step in doing what you can to save your report.
In a situation like, it is important to rely on other firms or bodies that can help you work on your report. To do this, it is strongly advised that you see the services of another firm that can help you with this.
Such a firm can be Lexington Law. This is a corporate body that comes to your aid in repairing your credit report and ensure that you do not end up having a poor credit report.
As a credit repair corporation, the company helps to fix your credit report issues. They do their jobs so well that even without paying your debt, your report is saved. In the end, you may not even pay the debt.
The corporation would also help you in other ways aside from your debt collection. In addition to their services, it would help you in the removal of other untrue facts contained in your credit report.
By removing inaccurate information, some of them may include inquiries, charge offs, foreclosures, repossessions, judgements, lens, late payments, as well as bankruptcies.
If you are interested in reaching Lexington Law, you can do so by giving them a call through this number – (800) 220-0084. You can also find their address at 1424 E Fire Tower Rd, Greenville, NC 27858. Click here too.
The corporation is quite trustworthy as they have helped countless persons cancel out collections from corporations like Regional Acceptance Corporation. Over millions of negative lists have been cancelled by them.
Will there be any repercussions in my action?
Most persons would feel it is illegal to contact Lexington Law and ask them to cancel Regional Acceptance from their Credit Report. Thus, they are sceptical about expecting a lawsuit filed against them.
Nevertheless, this is not the case as you have nothing to worry about. This is because a firm like Lexington Law is a legal body, with its business basically being of the legal profession.
In the case of a lawsuit being filed against you, you can always count on Lexington Law firm to defend you as this also comes with the job of being your credit report analysts.
Also, you can join other customers to file complaints against Regional Acceptance Corporation, through the Consumer Financial Protection Bureau (CFPB), and the Better Business Bureau (BBB).
Also, owing to the fact that you have specified rights under this issues through the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practice Act (FDCPA), you can be sure of winning a suit against them.
Thank you for going through this post on how to remove Regional Acceptance from your Credit Report, we hope you found it helpful and educating.
For further information or inquiries, kindly leave a comment for us in the Reply section and we will get back to you as soon as possible. Do not forget to kindly share with your friends on your social media platforms to educate them too.